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Earn N10,000 Weekly by Joining Chipper Cash Referral Program

Chipper Cash is a payment app like many others out there. It can be used to transfer, receive and send money anywhere in Nigeria and even across the country - to & fro some other African countries. Their referral program gives every registered users the ability to earn money online by referring new users to the app. In this article we're going to look at how to make money on Chipper Cash app.
Refer and earn N1000 bonus
It's no more new that Chipper Cash is giving away free N1000 per referral for every valid users signing up on the app but the procedure to get the free money is quite skeptical. You just need to follow the below guide properly.

If you're worried about the use of BVN during registration then you need to know that Chipper Cash is a secure payment platform with over one million users in Nigeria, Kenya, South Africa, Ghana and Uganda and now has expanded its horizon to UK. It's the first and only platform that allows users to send money across borders without charges. The BVN is a means of identification used by the platform to ensure you're a valid user.

So having said that, if you're still interested in making money on Chipper Cash, then let's dive in!.

Warning: One important thing you should keep in mind here is that registration with email address is strictly NOT ALLOWED if you want to benefit from the referral program. You have to use your phone number to register. And this applies also to your new referrals.

3 Basic Steps to Earn Money on Chipper Cash App

  1. Download and register your Chipper account on the app using my referral code.
  2. Verify your account with a valid means of identification.
  3. Send and receive ₦1000 in your account to earn the free money. You can cash out immediately if you want.
Initially, the amount you earn per referral on the app is ₦250 but during one of their promotion it was increased to 1000 Naira, and after that it was reduced to 500 Naira then again ₦250 and at the time of writing this article, the amount is ₦1000 Naira per referral. In short, the amount is not stable. Anyway, whatever amount you see on the Earn page is what you're going to send and receive to get your referral bonus.

How to Register and Verify your Account

  • Download Chipper Cash App on your app store and click "Sign Up".
  • Enter your phone number and confirm with the OTP sent to the number.
  • Fill other required information and on the homepage click "Next Step" to verify your account.
  • Enter your BVN to validate the information you entered so far and confirm by taking a Selfie.
NOTE: You can skip the National ID validation process.
  • Now go to refer & earn page, enter my referral code: 9JYLK  and confirm.
Invite your friends, earn 1000 Naira each
You have now completed the account setup. 

How to Start Referring New Users

  • Log in your account on Chipper Cash app and click the "Earn Icon" to open Referral tab.
  • Copy your referral link and share with your friends to download and register through the link.

How to find your referral code?

Aside from using link to refer new users, you can also use your referral code. The last 5 characters of the referral link denote your unique Chipper Cash referral code. Ensure to tell your referrals to enter the invite code on the app after successful registration.

Successful registration means that your referral follows the given procedure, link their BVN and also confirm with a selfie.

How to Get the ₦1000 Naira Referral Bonus

To qualify for the free 1000 Naira bonus, you have to send and receive ₦1000 in your account wallet. For that, you need to have minimum of ₦1000  in your Chipper account wallet.

How to Fund your Chipper Account
  • Go to your profile page on the app, copy your account number and note the bank name - this is the bank account you were given after successful registration on Chipper Cash app. 
Wema bank account number to fund chipper account wallet
  • Now, go to any of your banking app and do your normal bank transfer - Select the Bank Name you saw on your profile page and paste the account number you copied earlier. You're good to go after the transfer is successful.
Now you will need another registered users to send and receive the ₦1000 so that you can get your referral bonus.
Tip: You can simply refer a new user to the app and you'll earn whooping ₦2000 for free after completing the transaction.

How to Send Money to Other Chipper App User

  • Log in on the app and click Send button.
  • Enter the person's phone number or username.
  • Select the account and enter ₦1000 as the amount to transfer, enter any note and click Send
  • Follow the same procedure on the person's account and send the money back to your account. You'll both get 1000 Naira referral money in your account wallets after the account verification is completed within 24hrs.
Chipper Nigeria paid 250 Naira to account wallet

How to Withdraw your Earnings

To withdraw your referral money on chipper Cash app is very easy. 
  • Simply go to your profile page on the app and click Cash Out.
  • Select the Bank, enter your account number and confirm your bank account name.
  • On the next page, input the amount you want to withdraw and click "Cash Out ₦(Amount Specified)".
Cash out 500 Naira to your bank account
  • Wait to receive the juicy alert from your bank😊.


You can earn as much as you want with Chipper Cash. No cheat!. However, keep in mind that Chipper Cash reserves the right to reduce or increase the referral bonus or even stop the referral program at any time. They also have the right to disapprove any user for performing fraudulent activity.

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