How to Fund your PalmPay Account Wallet How to Fund your PalmPay Account Wallet -->

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How to Fund your PalmPay Account Wallet

1000 Naira Interbank transfer to PalmPay account
If you have been following us for a while now, you would have come across some of our articles on how to register and earn rewards on PalmPay app. In today's article, I will teach you how you can fund your PalmPay account so that you'll be able to perform transactions easily on the app.

Recommend: How to Register and Earn Money on PalmPay app

In essence, there are two ways you can use to fund your PalmPay account wallet.
  1. Money Transfer and
  2. Debit (ATM) Card
You can either fund your PalmPay account through your bank ATM card or money transfer but I would recommend the later.

#1 Method: Money Transfer (Bank) to PalmPay Account

You can transfer money to PalmPay account through your bank app
You can easily fund your PalmPay account wallet by transferring money to your PalmPay account from any of your banking apps using "PalmPay" as the Recipient's bank name and the last 10 digits of your phone number as the Recipient's bank account number. The phone number must be the one registered with your PalmPay account.

So, if the phone number registered with your PalmPay account is 0812121XXXX, therefore, your PalmPay bank account number is 812121XXXX.

Procedure to Transfer Funds to PalmPay Account

  1. Log in to any of your banking apps and select "Money Transfer".
  2. Select "PalmPay" as bank name and enter your PalmPay bank account number (the last 10 digits of your registered phone number).
  3. Confirm your PalmPay account Name and complete the transaction.
  4. Wait for few minutes to receive the Interbank Money Transfer alert/notification from PalmPay. 
  5. Log in your account on PalmPay app to check your PalmPay account balance.
You can now start performing transactions on the app. Paying bills, buying airtime, purchasing data bundles, transferring money and others.

Have you seen: How to Earn Free Palmpoints on PalmPay app

#2 Method: Fund your PalmPay Account through ATM Card

You can also fund your PalmPay account through your bank ATM card

Procedure:

  1. Log in your account on PalmPay app and Click "Fund" from the homepage.
  2. Enter the amount you want in your PalmPay account and click "Next".
  3. Select Payment Method and tap on use new bank card.
  4. Enter the details of your ATM card – the serial number at the front (usually 16 digits), the Expiry Date, and the CVV (3 digits Security code) at the back then click "Next".
  5. Click "Pay ₦(Amount Specified)" and input your PalmPay PIN.
  6. On the next page, you'll be required to enter your ATM card 4 digits PIN.
  7. Confirm the transaction with the One Time Password (OTP) sent from your bank to the phone number registered with your bank account.
  8. If transaction is successful, you'll receive the money in your PalmPay Account wallet.

Conclusion:

I would still recommend Money Transfer method to fund PalmPay account because you may face issues with funding through bank card as I have.
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